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Life Insurance for College Students
Life insurance could help protect some college students in the event of worst-case scenarios — but it isn’t a prerequisite. If you’re a...
jimmy ting
Aug 20, 20215 min read


Life Insurance is so much more than "burial insurance"
Life insurance is there to pay for funeral and burial costs, right? Yes! That’s correct. And many Americans understand that. In fact,...
jimmy ting
Aug 9, 20212 min read


Who needs Disability Insurance?
If someone asked you to name your most valuable asset (other than time and family, of course), what would you say? Your house? 401(k)?...
jimmy ting
Jul 26, 20215 min read


How much is the average life insurance payout?
$618,000. That number represents the average purchased face amount of a life insurance policy, which in turn represents the average...
jimmy ting
Jul 20, 20214 min read


What Does It Mean to Save Age When Talking Life Insurance?
A simple trick to save money on your life insurance coverage is with a policy dating trick known as backdating. You can lower your policy...
jimmy ting
Jul 9, 20213 min read


What is Premium Finance Life Insurance?
Premium finance life insurance requires the policy owner to get a loan from a bank to pay the premiums on his/her policy. The strategy...
jimmy ting
Jun 30, 20217 min read


Can Life Insurance help your Estate Plan?
Ben Franklin said that in this world nothing is certain but death and taxes. Well, one product sits at the intersection of both—life...
jimmy ting
Jun 23, 20216 min read


2021 Statistics to help you understand Life Insurance
Stats to help you understand life insurance — who has it and how much it costs. Getting a life insurance policy is an important decision...
jimmy ting
Jun 18, 20212 min read


Do NOT wait to buy Life Insurance.
Americans can no longer make excuses for why they haven’t purchased life insurance. According to the 2021 Insurance Barometer Study,...
jimmy ting
Jun 16, 20213 min read


6 Myths About Life Insurance
Life insurance is one of the few things we can buy in our lifetime that's exclusively for the benefit of the people we love most. If you...
jimmy ting
May 28, 20214 min read


Huh? What do THESE Insurance words mean? 101 on Insurance Terminology
Underwriting, premiums, contestability period—terms like these can make insurance words seem like a foreign language. Fortunately, a good...
jimmy ting
May 18, 20214 min read


Life Insurance and the Gender Gap
Many people are aware of the gender pay gap of women earning on average only 82 cents to every dollar earned by men. Another troubling...
jimmy ting
May 14, 20212 min read


Does the cost of term life insurance go up as you get older?
Understand the difference between level term and annually renewable life insurance so you can make the right coverage decision for you...
jimmy ting
Apr 29, 20217 min read


Life Insurance 101: What is underwriting?
Understanding what it means can help you find the right kind of life insurance for you and your family. What is underwriting, anyway? And...
jimmy ting
Apr 26, 20214 min read


Everything you need to know about Life Insurance Quotes
Today is the best day to apply for life insurance. That’s not an opinion. That’s a fact. Here, we’ll explain: You’re younger today than...
jimmy ting
Apr 19, 20213 min read


Life Insurance Rates by Age
Buying affordable and high-quality life insurance coverage is available across a variety of age ranges. Here’s how to find the policy...
jimmy ting
Apr 14, 20217 min read


Getting the COVID vaccine when applying for Life Insurance?
If you are thinking about getting one of the recently-approved coronavirus vaccines — or if you’ve already gotten your first or second...
jimmy ting
Mar 8, 20213 min read


7 Reasons Why Single People Need Life Insurance
Many people wonder if single people need life insurance. It’s easy to believe the answer is “no.” After all, the main purpose of life...
jimmy ting
Feb 24, 20213 min read


Everything you need to know about the different kinds of Life Insurance
If you’re shopping for life insurance coverage, you’re probably asking yourself: “What kind of life insurance do I need?” Term life?...
jimmy ting
Jan 29, 20217 min read


How Life Insurance will change in 2021
To say that 2020 has been a transformational year is an understatement. We’ve seen entire industries completely dismantled and recreated,...
jimmy ting
Jan 22, 20213 min read
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